Your mantra: "If I can't buy it twice with cash, I can't buy it once with credit."
This guide is for the "newbie" who wants to stop fearing credit and start mastering it. Welcome to the revolution. credit card revolution for newbie pdf new
Experienced users hold onto points for years, waiting for a "transfer bonus" or a high-value redemption (like a business class flight to Japan) rather than spending them on a $50 gift card. Your mantra: "If I can't buy it twice